WE VIEW OUR ROLE AS AN OBJECTIVE EDUCATOR
Our job is to take the extraordinarily complex and distill it down into manageable pieces, so that clients can have an honest look at both their current financial situation as well as viable options to achieve their stated goals. We’re confident that once our clients know what is available to them, they will make the best choice possible for their family. This is often accomplished by simply sharing what other families have done in order to meet similar objectives.
Mosaic strives to provide client advocacy that is unparalleled in the industry.
Life insurance can be an effective component of an estate plan, but has consistently been relied upon by “planners” as the ultimate solution. Mosaic views the purchase of insurance as a return-based investment decision made only after exhaustive efforts to improve estate efficiency. During the course of a plan, we review and analyze existing coverage to determine policy health, proper structure and actual need. Due to policy neglect and complex internal mechanics, clients rarely understand what they own and whether it is actually working. In addition, we perform ongoing policy maintenance and review for our clients and believe this is a critical, yet often overlooked element of a successful insurance program.